A new assumption arises when the lender (a bank or broker) reuses the guarantees issued by the debtor (a client such as a hedge fund) to support the broker`s operations and loans. This mechanism also allows for leverage in the securities market.  The re-library is mainly in the financial markets, where financial companies reuse collateral to insure their own borrowing. For the creditor, the guarantee not only reduces credit risk, but also allows for lighter or lower refinancing; However, in the case of an initial mortgage agreement, the debtor may limit the reuse of the security. The assumption is a common feature of consumer contracts with mortgages – the debtor legally owns the house, but until the mortgage is repaid, the creditor has the right to take possession (and perhaps even possession) – but only if the debtor does not follow the repayments.  If a consumer takes an additional loan against the value of his mortgage (commonly called “second mortgage”), up to the current value of the home minus unpaid repayments), the consumer takes the mortgage himself – the creditor can still confiscate the house, but in this case, the creditor will be responsible for the unpaid mortgage debt. Sometimes consumer goods and business equipment can be purchased on credit contracts with assumption – the goods are legally held by the borrower, but again, the creditor can seize them if necessary. A common example is when a debtor enters into a mortgage agreement in which the debtor`s home becomes a guarantee until the mortgage is repaid. Detailed practice and the rules governing the hypothesis vary depending on the context and jurisdiction in which it takes place. In the United States, the creditor`s legal right to assume ownership of the guarantee in the event of the debtor`s delay is considered a pledge. In the United Kingdom, there is no limit to the amount of a client`s assets that can be rehypothecated unless the client has negotiated an agreement with his broker that includes a limit or prohibition. In the United States, re-mortgage is limited to 140% of a customer`s balance.
   The main objective of the hypothesis is to reduce the creditor`s credit risk. If the debtor cannot pay, the creditor holds the security and can therefore resell his assets, sell them and thus compensate for the missing inflows of funds. In the event of default by the debtor without prior assumption, the creditor cannot be assured that he can seize the debtor`s sufficient assets. Because the assumption makes it easier to get the debt and potentially reduces its price; The debtor wants to deduct as much debt as possible – but the isolation of “good assets” for collateral reduces the quality of the remainder of the debtor`s balance sheet and thus its solvency. What the hypothesis agreement means in Hindi, the meaning of the mortgage agreement in Hindi, the assumption of agreement definition, examples and pronunciation of the hypothesis agreement in Hindi language.